2025 Budget Guide
5 Best Free Tax Software
Ranked (2025)
Don't pay $100+ to file. We reviewed FreeTaxUSA, Cash App, and IRS Free File to find the best free options for your 2025 refund.
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Pro Tip: Estimate First, File Second
Most "Free" software will try to upsell you later. We recommend using our Free Tax Estimator first to know your exact refund number.
Editor's Choice
#1
TaxRefundPro
Best for Planning & PrivacyPros
- β Instant Estimates
- β No Account Needed
- β Private (Local Data)
- β AI Audit Check
Cons
- β Does not file returns (Estimator only)
βοΈ
Verdict
"Use this FIRST to know your numbers before you file."
#2
FreeTaxUSA
Best Value for FilingPros
- β Free Federal (All Forms)
- β Cheap State Filing
- β Supports Crypto/Stock
- β Clean Interface
Cons
- β No import from competitors
- β Limited support
βοΈ
Verdict
"The community favorite for affordable filing."
#3
Cash App Taxes
Best Completely FreePros
- β 100% Free (Fed + State)
- β Mobile Friendly
- β Fast Interface
Cons
- β Mobile-first (can be clunky on PC)
- β Requires App download
βοΈ
Verdict
"Unbeatable price if you live on your phone."
#4
IRS Free File
Best for Income <$79kPros
- β Official IRS Partners
- β Guided Interface
- β Brand Name Trust
Cons
- β Strict Income Limits ($79,000)
- β Confusing options
βοΈ
Verdict
"Great if you qualify, confusing if you don't."
#5
TurboTax Free
Best UX (Simple Returns)Pros
- β Best User Experience
- β Import Data Easily
- β Live Help Available
Cons
- β Aggressive Upsells
- β Only for VERY simple returns
βοΈ
Verdict
"Good for students, bad for investors."
Why "Free" isn't always Free
The term "Free Tax Software" is often a marketing trap. TurboTax and H&R Block heavily advertise free filing, but roughly 60% of users get bumped to a paid tier because of "complex forms".
FreeTaxUSA and Cash App Taxes are differentβthey truly offer free federal filing for almost all tax situations.
We built TaxRefundPro to be the neutral ground. We don't file taxes, so we have no incentive to upsell you. Use our free tax calculator to validate your numbers.
JS
Verified Tax Expert
James Sterling, CPA, MST
Senior Tax Strategist with over 15 years in federal tax planning and IRS compliance. James holds a Master of Science in Taxation and has helped thousands of taxpayers optimize their 2025 tax refund estimator results.
Member of AICPAIRS Enrolled AgentTax Law Reviewer 2025